The success of private banking services depends largely on how information from multiple sources is aggregated and provided in a single view to a customer. ZSL's Investore understands this need of high net-worth individuals and offers a state-of-the-art solution that integrates information from multiple systems. Accessible from anywhere and at any time through a PDA, it provides high net-worth investors with a flexible and convenient way of managing their investment, portfolio and bank accounts. It also helps in accessing the latest stock market information.

Key Services

Investore's range of private banking services includes the following modules:

• Cash Management: All the account information (checking, savings, trading or margin) maintained by the investor is summarised and presented in an organised manner.
• Portfolio Management
• Aggregation: The discretionary portfolio managed by the bank or Portfolio Manager, spread across multiple securities as per the customer-specified parameters, is aggregated and presented as a summary and in detail. At the first level are provided the total holdings and market values. The next level has market-wise and security-wise holdings, while the third level provides the individual lot level information. In addition to the portfolio investments, other investments in the bank (deposits) are also aggregated and presented in consolidated form to facilitate a single window access.
• Online Revaluation: The system instantly revalues the portfolio by marking to market the securities in the portfolio and provides the latest market value of the holdings. The latest prices of the securities are readily available within the system to revalue the holding at any time.
• Private Investments: For investments that customers manage on their own, availing the bank's brokerage and custodial services, this module helps in aggregation and presentation in one single view. A facility is provided for the customer to input and maintain the details.
• Investment Advisory Services: Customers can enjoy the benefits of personalised investment advisory services as well as access to market intelligence and opportunities. The information includes Stock Quotes, Market Indices, Active Stocks, Gainers/Losers, Bullion Prices and Currency Rates.

Investore comes to you as a customisable service that also takes specific private banking information needs into account. It offers you a comprehensive overview of your assets, empowering you to clearly chart your investment goals.